Terms of Use

1. Agreement to Terms

By accessing or using Wise Homeowners's services, you agree to be bound by these Terms of Use. If you disagree with any part of the terms, you may not access our services.

2. Service Description

Wise Homeowners is a marketing platform that connects homeowners with third-party home equity service providers. We do not provide financial services, loans, or home equity products directly. By using our services, you acknowledge that:

• We act as a referral service connecting you with third-party providers
• Any agreements or transactions are directly between you and the service provider
• We are not responsible for the actions, services, or products of third-party providers
• Information you submit may be shared with multiple service providers

3. Disclaimer

Our services are provided "as is." We make no warranties, expressed or implied, and hereby disclaim and negate all other warranties, including without limitation:

• Guarantees regarding approval for home equity products
• Accuracy of estimated home values or equity amounts
• Quality or reliability of third-party service providers
• Fitness for a particular purpose

4. Financial Disclaimer

Wise Homeowners does not provide financial advice. Any information provided on our platform is for informational purposes only and should not be construed as financial, legal, or tax advice. You should consult with qualified professionals before making any financial decisions. Home equity products involve significant financial commitments and risks, including potential loss of your home.

5. No Fees to Users

There is no fee to use Wise Homeowners's referral services. We may receive compensation from third-party service providers when we connect them with potential customers. This compensation does not affect your ability to obtain services or the terms offered by providers.

6. User Responsibilities

You are responsible for:

• Providing accurate and truthful information
• Conducting your own due diligence on any service providers
• Reading and understanding any agreements with third-party providers
• Complying with all applicable laws and regulations

7. Limitation of Liability

In no event shall Wise Homeowners be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use our services, or from any acts or omissions of third-party service providers.

8. Governing Law

These terms shall be governed by and construed in accordance with the laws of [Your Jurisdiction], without regard to its conflict of law provisions.

9. Changes to Terms

We reserve the right to modify these terms at any time. We will notify users of any changes by updating the "Last updated" date of these terms.

10. Contact Information

Questions about the Terms of Use should be sent to us at:

Email: [email protected]